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Rates

(effective as of 06/05/13)

Certificates of Deposit & IRAs***

Term

Minimum Deposit

Interest Rate

Compound Frequency

APY*

91 DAY
$500.00 0.05% QUARTERLY 0.05%
6 MONTH $500.00 0.10% SEMI-ANNUALLY 0.10%
7 MONTH $500.00 0.15% AT MATURITY 0.15%
9 MONTH $500.00 0.15% QUARTERLY 0.15%
12 MONTH $500.00 0.25% QUARTERLY 0.25%
15 MONTH $500.00 0.25% QUARTERLY 0.25%
18 MONTH $500.00 0.25% QUARTERLY 0.25%
24 MONTH $500.00 0.30% QUARTERLY 0.30%
30 MONTH $500.00 0.50% QUARTERLY 0.50%
36 MONTH $500.00 0.50% QUARTERLY 0.50%
48 MONTH $500.00 0.50% QUARTERLY 0.50%

Health Savings Account **

Balance Equal/Above

Interest Rate

Compound Frequency

APY*

$0.01 0.00% MONTHLY 0.00%
$300.00 0.15% MONTHLY 0.15%
$3,000.00 0.25% MONTHLY 0.25%

Interest Checking**

Balance Equal/Above

Interest Rate

Compound Frequency

APY*

$0.01 0.02% MONTHLY 0.02%
$900.00 0.05% MONTHLY 0.05%
$10,000.00 0.05% MONTHLY 0.05%

Money Market Savings** ($100 minimum deposit required to open)

Balance Equal/Above

Interest Rate

Compound Frequency

APY*

$0.01 0.05% MONTHLY 0.05%
$10,000.00 0.10% MONTHLY 0.10%
$50,000.00 0.15% MONTHLY 0.15%

Regular Savings

Balance Equal/Above

Interest Rate

Compound Frequency

APY*

$0.01 0.00% MONTHLY 0.00%
$100.00 0.05% MONTHLY 0.05%
$1,000.00 0.05% MONTHLY 0.05%
$5,000.00 0.10% MONTHLY 0.10%

High Rate Savings ($50,000 minimum deposit required to open)

Balance Equal/Above

Interest Rate

Compound Frequency

APY*

$0.01 0.00% MONTHLY 0.00%
$100.00 0.05% MONTHLY 0.05%
$1,000.00 0.10% MONTHLY 0.10%
$5,000.00 0.10% MONTHLY 0.10%
$50,000.00 0.15% MONTHLY 0.15%

Commercial Money Market Savings

Balance Equal/Above

Interest Rate

Compound Frequency

APY*

$0.01  0.05% MONTHLY 0.05%

SuperSaver Kids Club Savings

Balance Equal/Above

Interest Rate

Compound Frequency

APY*

$0.01 4.91% MONTHLY 5.00%
$500.01 0.05% MONTHLY 0.05%
$5,000.00 0.100% MONTHLY 0.10%

Interest Rate and Annual Percentage Yield subject to change.
**Minimum balances required to avoid service charge.

Fees could reduce the earnings on the account.
***Penalty for early withdrawal.

You may call (402) 238-2245 for further information about interest rates.
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