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Commercial Checking Account

  • $100.00 minimum to open account
  • $12.00 monthly maintenance fee, plus $.15 for every check, $.20 for each deposit, and $.08 for each deposited item charge
  • An earning credit will be used to help offset any charges that may occur on your account, the earnings credit will be calculated by applying the rate to the average collected balance in your account. The earnings credit rate may change at any time and at our discretion.
  • Negative available balances may accrue a charge equal to N Y Prime +4%
  • Free Internet Banking
  • Free eStatements
  • Online Bill pay is available for a monthly fee of $4.95 for 20 items, over 20 is .50 per item

Business Checking

  • $100.00 minimum to open account
  • $15.00 monthly maintenance fee, plus 50 free deposits, 100 free checks and 150 free deposited items, each additional item $.25 per item charge
  • Monthly maintenance fee will be waived with an average balance of $2,500 or greater
  • Free Internet Banking
  • Free eStatements
  • Online Bill pay is available for a monthly fee of $4.95 for 20 items, over 20 is .50 per item

Small Business Checking

  • $100.00 minimum to open account
  • No minimum balance requirement or monthly maintenance fee
  • 25 free deposits, 25 free checks and 75 free deposited items, each additional item $.25 per item charge
  • Free Internet Banking
  • eStatements Required
  • Online Bill pay is available for a monthly fee of $4.95 for 20 items, over 20 is .50 per item

Sole Proprietor Checking

  • $100.00 minimum to open account
  • Interest compound and paid monthly, if maintain $500.00 per day balance the monthly maintenance fee will be waived. Rates same as interest checking View current rates
  • Monthly maintenance fee of $12.00 plus $.15 for every check, $.20 for each deposit, and $.08 for each deposited item charge
  • Free Internet Banking
  • Free eStatements
  • Online Bill pay is available for a monthly fee of $4.95 for 20 items, over 20 is .50 per item