Commercial Checking Account


At a Glance:


This account is used for all commercial accounts. Service charges are determined on an analysis basis.

Minimum Balance:

A $100.00 minimum deposit required to open this account.

Monthly Fees:
  • $12.00 monthly maintenance fee
  • $0.15 per check item paid
  • $0.20 per deposit 
  • $0.08 deposited item charge
  • FREE eStatements
  • FREE Online Banking
  • Online Bill Pay $4.95**

An earnings credit will be used to help offset any charges that may accrue on the account.  Negative balances may accrue a charge equal to N.Y. Prime + 4%

**$0.50 per item over 20

 

 

Business Checking Account


At a Glance:


This account is used for persons opening a personal business. Service charges are determined on an analysis basis.

Minimum Balance:

A $100.00 minimum deposit required to open this account.

Monthly Fees:
  • $15.00 monthly maintenance fee
  • Deposits 50 Free*
  • Credits 150 Free*
  • Debits 100 Free*
  • FREE eStatements
  • FREE Online Banking
  • Online Bill Pay $4.95**

Monthly maintenance of $15.00 is waived with an average balance of $2,500 or greater

 

*$0.25 per additional items

**$0.50 per item over 20

 

 

Small Business Checking Account


At a Glance:


This account is used for persons opening a small personal business. No Minimum Balance or Maintenance Fee.

Minimum Balance:

A $100.00 minimum deposit required to open this account.

Monthly Fees:
  • Deposits 25 Free*
  • Credits 75 Free*
  • Debits 25 Free*
  • FREE eStatements
  • FREE Online Banking
  • Online Bill Pay $4.95**

*$0.25 per additional items

**$0.50 per item over 20

 

 

Sole Proprietor Checking Account


At a Glance:


This account is used for persons opening a personal business. Service charges are determined on an analysis basis.

Minimum Balance:

A $100.00 minimum deposit required to open this account.

Monthly Fees:
  • $12.00 monthly maintenance fee
  • $0.15 per check item paid
  • $0.20 per deposit 
  • $0.08 deposited item charge
  • FREE eStatements
  • FREE Online Banking
  • Online Bill Pay $4.95**

Monthly maintenance of $12.00 is waived when the daily balance exceeds $500.00 per day.  Interest will be compounded and credited each month.  *Set by management and subject to change.

**$0.50 per item over 20

 

 

 

Commercial Money Market Savings Account  


At a Glance:


  This savings account is for commercial accounts with very competitive 

  interest rates.

Minimum Balance:

A $2,500.00 minimum deposit required to open this account.

Fees:
  • $5.00 monthly maintenance fee, if balance falls below the $2,500.00 minimum balance required
  • $1.00 for each check after three and each transfer after six per statement cycle
 

 

 

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